[Core] Keep records of customers' charges and payments.
  DWAs: Maintain financial or account records.

[Core] Compile and analyze credit information gathered by investigation.
  DWAs: Compile data or documentation. | Analyze financial information.

[Core] Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  DWAs: Obtain personal or financial information about customers or applicants.

[Core] Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  DWAs: Interview employees, customers, or others to collect information.

[Supplemental] Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  DWAs: Analyze financial information.

[Supplemental] File sales slips in customers' ledgers for billing purposes.
  DWAs: File documents or records.

[Supplemental] Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  DWAs: Obtain personal or financial information about customers or applicants.

[Supplemental] Mail charge statements to customers.
  DWAs: Send information, materials or documentation.

[Supplemental] Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
  DWAs: Search files, databases or reference materials to obtain needed information.

[Supplemental] Relay credit report information to subscribers by mail or by telephone.
  DWAs: Discuss account status or activity with customers or patrons.

[Supplemental] Prepare credit cards or charge account plates.
  DWAs: Execute sales or other financial transactions.

[None] Call customers to collect payment on delinquent accounts.
  DWAs: Discuss account status or activity with customers or patrons. | Collect deposits, payments or fees.

[None] Consult with customers to resolve complaints or verify financial or credit transactions.
  DWAs: Correspond with customers to answer questions or resolve complaints.

[None] Contact former employers and other acquaintances to verify applicants' references, employment, health history, or social behavior.
  DWAs: Obtain personal or financial information about customers or applicants.

[None] Prepare reports of findings and recommendations.
  DWAs: Prepare documentation for contracts, transactions, or regulatory compliance.

[None] Review individual or commercial customer files to identify and select delinquent accounts for collection.
  DWAs: Examine financial records.

--- SKILLS ---
  Reading Comprehension (imp:3.62 lvl:3.50) — Understanding written sentences and paragraphs in work-related documents.
  Active Listening (imp:3.62 lvl:3.62) — Giving full attention to what other people are saying, taking time to understand
  Speaking (imp:3.62 lvl:3.50) — Talking to others to convey information effectively.
  Critical Thinking (imp:3.25 lvl:3.38) — Using logic and reasoning to identify the strengths and weaknesses of alternativ
  Writing (imp:3.12 lvl:3.12) — Communicating effectively in writing as appropriate for the needs of the audienc
  Monitoring (imp:3.00 lvl:3.00) — Monitoring/Assessing performance of yourself, other individuals, or organization
  Active Learning (imp:2.62 lvl:2.62) — Understanding the implications of new information for both current and future pr
  Mathematics (imp:2.50 lvl:2.50) — Using mathematics to solve problems.
  Learning Strategies (imp:2.50 lvl:2.25) — Selecting and using training/instructional methods and procedures appropriate fo
  Science (imp:1.12 lvl:0.12) — Using scientific rules and methods to solve problems.

--- KNOWLEDGE ---
  Customer and Personal Service (imp:4.06 lvl:4.83) — Knowledge of principles and processes for providing customer and personal servic
  English Language (imp:3.67 lvl:3.97) — Knowledge of the structure and content of the English language including the mea
  Mathematics (imp:3.61 lvl:3.76) — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their appl
  Law and Government (imp:3.37 lvl:3.52) — Knowledge of laws, legal codes, court procedures, precedents, government regulat
  Administrative (imp:3.34 lvl:4.44) — Knowledge of administrative and office procedures and systems such as word proce
  Economics and Accounting (imp:3.33 lvl:3.79) — Knowledge of economic and accounting principles and practices, the financial mar
  Computers and Electronics (imp:3.19 lvl:3.37) — Knowledge of circuit boards, processors, chips, electronic equipment, and comput
  Administration and Management (imp:3.13 lvl:3.42) — Knowledge of business and management principles involved in strategic planning, 
  Sales and Marketing (imp:2.70 lvl:3.26) — Knowledge of principles and methods for showing, promoting, and selling products
  Psychology (imp:2.37 lvl:2.91) — Knowledge of human behavior and performance; individual differences in ability, 
  Education and Training (imp:2.36) — Knowledge of principles and methods for curriculum and training design, teaching
  Transportation (imp:2.35) — Knowledge of principles and methods for moving people or goods by air, rail, sea
  Personnel and Human Resources (imp:2.30) — Knowledge of principles and procedures for personnel recruitment, selection, tra
  Communications and Media (imp:2.21) — Knowledge of media production, communication, and dissemination techniques and m
  Telecommunications (imp:2.12) — Knowledge of transmission, broadcasting, switching, control, and operation of te
  Production and Processing (imp:1.81) — Knowledge of raw materials, production processes, quality control, costs, and ot
  Public Safety and Security (imp:1.81) — Knowledge of relevant equipment, policies, procedures, and strategies to promote
  Geography (imp:1.73) — Knowledge of principles and methods for describing the features of land, sea, an
  Mechanical (imp:1.54) — Knowledge of machines and tools, including their designs, uses, repair, and main
  Building and Construction (imp:1.48) — Knowledge of materials, methods, and the tools involved in the construction or r
  Engineering and Technology (imp:1.47) — Knowledge of the practical application of engineering science and technology. Th
  Food Production (imp:1.30) — Knowledge of techniques and equipment for planting, growing, and harvesting food
  Sociology and Anthropology (imp:1.29) — Knowledge of group behavior and dynamics, societal trends and influences, human 
  Design (imp:1.27) — Knowledge of design techniques, tools, and principles involved in production of 
  Therapy and Counseling (imp:1.21) — Knowledge of principles, methods, and procedures for diagnosis, treatment, and r
  Foreign Language (imp:1.13) — Knowledge of the structure and content of a foreign (non-English) language inclu
  History and Archeology (imp:1.10) — Knowledge of historical events and their causes, indicators, and effects on civi
  Physics (imp:1.08) — Knowledge and prediction of physical principles, laws, their interrelationships,
  Philosophy and Theology (imp:1.08) — Knowledge of different philosophical systems and religions. This includes their 
  Medicine and Dentistry (imp:1.04) — Knowledge of the information and techniques needed to diagnose and treat human i
  Chemistry (imp:1.01) — Knowledge of the chemical composition, structure, and properties of substances a
  Biology (imp:1.00) — Knowledge of plant and animal organisms, their tissues, cells, functions, interd
  Fine Arts (imp:1.00) — Knowledge of the theory and techniques required to compose, produce, and perform

--- ABILITIES ---
  Oral Comprehension (imp:3.62 lvl:3.75) — The ability to listen to and understand information and ideas presented through 
  Written Comprehension (imp:3.50 lvl:3.50) — The ability to read and understand information and ideas presented in writing.
  Oral Expression (imp:3.50 lvl:3.62) — The ability to communicate information and ideas in speaking so others will unde
  Problem Sensitivity (imp:3.50 lvl:3.00) — The ability to tell when something is wrong or is likely to go wrong. It does no
  Near Vision (imp:3.50 lvl:3.62) — The ability to see details at close range (within a few feet of the observer).
  Deductive Reasoning (imp:3.25 lvl:3.12) — The ability to apply general rules to specific problems to produce answers that 
  Inductive Reasoning (imp:3.25 lvl:3.12) — The ability to combine pieces of information to form general rules or conclusion
  Speech Recognition (imp:3.25 lvl:3.00) — The ability to identify and understand the speech of another person.
  Speech Clarity (imp:3.25 lvl:2.88) — The ability to speak clearly so others can understand you.
  Written Expression (imp:3.12 lvl:3.25) — The ability to communicate information and ideas in writing so others will under
  Information Ordering (imp:3.00 lvl:3.12) — The ability to arrange things or actions in a certain order or pattern according
  Category Flexibility (imp:2.75 lvl:2.88) — The ability to generate or use different sets of rules for combining or grouping
  Flexibility of Closure (imp:2.75 lvl:2.88) — The ability to identify or detect a known pattern (a figure, object, word, or so
  Mathematical Reasoning (imp:2.62 lvl:2.50) — The ability to choose the right mathematical methods or formulas to solve a prob
  Number Facility (imp:2.62 lvl:2.50) — The ability to add, subtract, multiply, or divide quickly and correctly.
  Selective Attention (imp:2.62 lvl:2.50) — The ability to concentrate on a task over a period of time without being distrac
  Speed of Closure (imp:2.50 lvl:2.25) — The ability to quickly make sense of, combine, and organize information into mea
  Perceptual Speed (imp:2.38 lvl:2.12) — The ability to quickly and accurately compare similarities and differences among
  Fluency of Ideas (imp:2.25 lvl:2.25) — The ability to come up with a number of ideas about a topic (the number of ideas
  Time Sharing (imp:2.25 lvl:2.00) — The ability to shift back and forth between two or more activities or sources of
  Originality (imp:2.12 lvl:2.12) — The ability to come up with unusual or clever ideas about a given topic or situa
  Memorization (imp:2.12 lvl:2.25) — The ability to remember information such as words, numbers, pictures, and proced
  Wrist-Finger Speed (imp:2.12 lvl:1.38) — The ability to make fast, simple, repeated movements of the fingers, hands, and 
  Trunk Strength (imp:2.12 lvl:1.62) — The ability to use your abdominal and lower back muscles to support part of the 
  Far Vision (imp:2.12 lvl:2.00) — The ability to see details at a distance.
  Auditory Attention (imp:2.12 lvl:1.38) — The ability to focus on a single source of sound in the presence of other distra
  Visualization (imp:1.88 lvl:1.62) — The ability to imagine how something will look after it is moved around or when 
  Dynamic Strength (imp:1.75 lvl:0.75) — The ability to exert muscle force repeatedly or continuously over time. This inv
  Glare Sensitivity (imp:1.75 lvl:0.88) — The ability to see objects in the presence of a glare or bright lighting.
  Visual Color Discrimination (imp:1.62 lvl:1.00) — The ability to match or detect differences between colors, including shades of c
  Hearing Sensitivity (imp:1.62 lvl:0.88) — The ability to detect or tell the differences between sounds that vary in pitch 
  Depth Perception (imp:1.50 lvl:0.50) — The ability to judge which of several objects is closer or farther away from you
  Manual Dexterity (imp:1.25 lvl:0.38) — The ability to quickly move your hand, your hand together with your arm, or your
  Spatial Orientation (imp:1.12 lvl:0.12) — The ability to know your location in relation to the environment or to know wher
  Arm-Hand Steadiness (imp:1.12 lvl:0.25) — The ability to keep your hand and arm steady while moving your arm or while hold
  Finger Dexterity (imp:1.12 lvl:0.25) — The ability to make precisely coordinated movements of the fingers of one or bot
  Control Precision (imp:1.00) — The ability to quickly and repeatedly adjust the controls of a machine or a vehi
  Multilimb Coordination (imp:1.00) — The ability to coordinate two or more limbs (for example, two arms, two legs, or
  Response Orientation (imp:1.00) — The ability to choose quickly between two or more movements in response to two o
  Rate Control (imp:1.00) — The ability to time your movements or the movement of a piece of equipment in an
  Reaction Time (imp:1.00) — The ability to quickly respond (with the hand, finger, or foot) to a signal (sou
  Speed of Limb Movement (imp:1.00) — The ability to quickly move the arms and legs.
  Static Strength (imp:1.00) — The ability to exert maximum muscle force to lift, push, pull, or carry objects.
  Explosive Strength (imp:1.00) — The ability to use short bursts of muscle force to propel oneself (as in jumping
  Stamina (imp:1.00) — The ability to exert yourself physically over long periods of time without getti
  Extent Flexibility (imp:1.00) — The ability to bend, stretch, twist, or reach with your body, arms, and/or legs.
  Dynamic Flexibility (imp:1.00) — The ability to quickly and repeatedly bend, stretch, twist, or reach out with yo
  Gross Body Coordination (imp:1.00) — The ability to coordinate the movement of your arms, legs, and torso together wh
  Gross Body Equilibrium (imp:1.00) — The ability to keep or regain your body balance or stay upright when in an unsta
  Night Vision (imp:1.00) — The ability to see under low-light conditions.
  Peripheral Vision (imp:1.00) — The ability to see objects or movement of objects to one's side when the eyes ar
  Sound Localization (imp:1.00) — The ability to tell the direction from which a sound originated.

--- WORK ACTIVITIES ---
  Getting Information (imp:4.53 lvl:4.43) — Observing, receiving, and otherwise obtaining information from all relevant sour
  Working with Computers (imp:4.42 lvl:4.08) — Using computers and computer systems (including hardware and software) to progra
  Communicating with People Outside the Organization (imp:4.37 lvl:4.15) — Communicating with people outside the organization, representing the organizatio
  Communicating with Supervisors, Peers, or Subordinates (imp:4.33 lvl:4.13) — Providing information to supervisors, co-workers, and subordinates by telephone,
  Documenting/Recording Information (imp:4.16 lvl:3.35) — Entering, transcribing, recording, storing, or maintaining information in writte
  Processing Information (imp:4.10 lvl:4.06) — Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying
  Establishing and Maintaining Interpersonal Relationships (imp:4.08 lvl:4.61) — Developing constructive and cooperative working relationships with others, and m
  Updating and Using Relevant Knowledge (imp:3.92 lvl:4.80) — Keeping up-to-date technically and applying new knowledge to your job.
  Organizing, Planning, and Prioritizing Work (imp:3.83 lvl:4.36) — Developing specific goals and plans to prioritize, organize, and accomplish your
  Resolving Conflicts and Negotiating with Others (imp:3.75 lvl:3.53) — Handling complaints, settling disputes, and resolving grievances and conflicts, 
  Making Decisions and Solving Problems (imp:3.68 lvl:3.82) — Analyzing information and evaluating results to choose the best solution and sol
  Analyzing Data or Information (imp:3.66 lvl:3.18) — Identifying the underlying principles, reasons, or facts of information by break
  Training and Teaching Others (imp:3.50 lvl:2.82) — Identifying the educational needs of others, developing formal educational or tr
  Interpreting the Meaning of Information for Others (imp:3.46 lvl:3.38) — Translating or explaining what information means and how it can be used.
  Performing for or Working Directly with the Public (imp:3.44) — Performing for people or dealing directly with the public. This includes serving
  Developing and Building Teams (imp:3.44 lvl:2.65) — Encouraging and building mutual trust, respect, and cooperation among team membe
  Performing Administrative Activities (imp:3.33 lvl:2.88) — Performing day-to-day administrative tasks such as maintaining information files
  Evaluating Information to Determine Compliance with Standards (imp:3.28 lvl:3.21) — Using relevant information and individual judgment to determine whether events o
  Identifying Objects, Actions, and Events (imp:3.19 lvl:3.18) — Identifying information by categorizing, estimating, recognizing differences or 
  Coordinating the Work and Activities of Others (imp:3.18 lvl:2.63) — Getting members of a group to work together to accomplish tasks.
  Coaching and Developing Others (imp:3.08 lvl:2.61) — Identifying the developmental needs of others and coaching, mentoring, or otherw
  Selling or Influencing Others (imp:3.05) — Convincing others to buy merchandise/goods or to otherwise change their minds or
  Estimating the Quantifiable Characteristics of Products, Events, or Information (imp:3.01) — Estimating sizes, distances, and quantities; or determining time, costs, resourc
  Monitoring and Controlling Resources (imp:3.00 lvl:2.78) — Monitoring and controlling resources and overseeing the spending of money.
  Developing Objectives and Strategies (imp:2.85 lvl:2.79) — Establishing long-range objectives and specifying the strategies and actions to 
  Assisting and Caring for Others (imp:2.62 lvl:1.68) — Providing personal assistance, medical attention, emotional support, or other pe
  Scheduling Work and Activities (imp:2.60 lvl:2.23) — Scheduling events, programs, and activities, as well as the work of others.
  Judging the Qualities of Objects, Services, or People (imp:2.59) — Assessing the value, importance, or quality of things or people.
  Guiding, Directing, and Motivating Subordinates (imp:2.41) — Providing guidance and direction to subordinates, including setting performance 
  Thinking Creatively (imp:2.30 lvl:2.25) — Developing, designing, or creating new applications, ideas, relationships, syste
  Monitoring Processes, Materials, or Surroundings (imp:2.29) — Monitoring and reviewing information from materials, events, or the environment,
  Staffing Organizational Units (imp:2.02) — Recruiting, interviewing, selecting, hiring, and promoting employees in an organ
  Providing Consultation and Advice to Others (imp:1.97) — Providing guidance and expert advice to management or other groups on technical,
  Performing General Physical Activities (imp:1.83) — Performing general physical activities includes doing activities that require co
  Inspecting Equipment, Structures, or Materials (imp:1.43) — Inspecting equipment, structures, or materials to identify the cause of errors o
  Controlling Machines and Processes (imp:1.23) — Using either control mechanisms or direct physical activity to operate machines 
  Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment (imp:1.21) — Providing documentation, detailed instructions, drawings, or specifications to t
  Repairing and Maintaining Electronic Equipment (imp:1.21) — Servicing, repairing, calibrating, regulating, fine-tuning, or testing machines,
  Handling and Moving Objects (imp:1.20) — Using hands and arms in handling, installing, positioning, and moving materials,
  Operating Vehicles, Mechanized Devices, or Equipment (imp:1.17) — Running, maneuvering, navigating, or driving vehicles or mechanized equipment, s
  Repairing and Maintaining Mechanical Equipment (imp:1.05) — Servicing, repairing, adjusting, and testing machines, devices, moving parts, an

--- WORK STYLES ---
  Dependability (imp:4.00) — A tendency to be reliable, responsible, and consistent in meeting work-related o
  Attention to Detail (imp:3.00) — A tendency to be detail-oriented, organized, and thorough in completing work.
  Attention to Detail (imp:2.67) — A tendency to be detail-oriented, organized, and thorough in completing work.
  Dependability (imp:2.38) — A tendency to be reliable, responsible, and consistent in meeting work-related o
  Integrity (imp:2.21) — A tendency to be honest and ethical at work.
  Cautiousness (imp:2.17) — A tendency to be careful, deliberate, and risk-avoidant when making work-related
  Integrity (imp:2.00) — A tendency to be honest and ethical at work.
  Self-Control (imp:1.37) — A tendency to remain calm and composed and to manage emotions effectively in res
  Achievement Orientation (imp:1.30) — A tendency to establish and maintain personally challenging work-related goals, 
  Social Orientation (imp:1.27) — A tendency to seek out, enjoy, and be energized by social interaction at work.
  Perseverance (imp:1.10) — A tendency to exhibit determination and resolve to perform or complete tasks in 
  Self-Confidence (imp:1.02) — A tendency to believe in one's work-related capabilities and ability to control 
  Stress Tolerance (imp:1.02) — A tendency to cope and function effectively in stressful situations at work.
  Cautiousness (imp:1.00) — A tendency to be careful, deliberate, and risk-avoidant when making work-related
  Cooperation (imp:0.98) — A tendency to be pleasant, helpful, and willing to assist others at work.
  Intellectual Curiosity (imp:0.76) — A tendency to seek out and acquire new work-related knowledge and obtain a deep 
  Initiative (imp:0.76) — A tendency to be proactive and take on extra responsibilities and tasks that may
  Sincerity (imp:0.76) — A tendency to be genuine and sincere in interactions with others at work, withou
  Empathy (imp:0.64) — A tendency to show concern for others and be sensitive to others' needs and feel
  Humility (imp:0.53) — A tendency to be modest and humble when interacting with others at work.
  Adaptability (imp:0.48) — A tendency to be open to and comfortable with change, new experiences, or ideas 
  Tolerance for Ambiguity (imp:0.39) — A tendency to be comfortable with ambiguity and uncertainty at work.
  Innovation () — A tendency to be inventive, to be imaginative, and to adopt new perspectives on 
  Achievement Orientation () — A tendency to establish and maintain personally challenging work-related goals, 
  Intellectual Curiosity () — A tendency to seek out and acquire new work-related knowledge and obtain a deep 
  Tolerance for Ambiguity () — A tendency to be comfortable with ambiguity and uncertainty at work.
  Initiative () — A tendency to be proactive and take on extra responsibilities and tasks that may
  Adaptability () — A tendency to be open to and comfortable with change, new experiences, or ideas 
  Self-Confidence () — A tendency to believe in one's work-related capabilities and ability to control 
  Perseverance () — A tendency to exhibit determination and resolve to perform or complete tasks in 
  Leadership Orientation () — A tendency to lead, take charge, offer opinions, and provide direction at work.
  Humility () — A tendency to be modest and humble when interacting with others at work.
  Sincerity () — A tendency to be genuine and sincere in interactions with others at work, withou
  Empathy () — A tendency to show concern for others and be sensitive to others' needs and feel
  Cooperation () — A tendency to be pleasant, helpful, and willing to assist others at work.
  Optimism () — A tendency to exhibit a positive attitude and positive emotions at work, even un
  Social Orientation () — A tendency to seek out, enjoy, and be energized by social interaction at work.
  Stress Tolerance () — A tendency to cope and function effectively in stressful situations at work.
  Self-Control () — A tendency to remain calm and composed and to manage emotions effectively in res
  Leadership Orientation (imp:-0.07) — A tendency to lead, take charge, offer opinions, and provide direction at work.
  Optimism (imp:-0.13) — A tendency to exhibit a positive attitude and positive emotions at work, even un
  Innovation (imp:-0.20) — A tendency to be inventive, to be imaginative, and to adopt new perspectives on 

--- TRANSFERABLE SKILLS ---
  Social Perceptiveness (imp:3.12 lvl:3.00) — Being aware of others' reactions and understanding why they react as they do.
  Time Management (imp:3.12 lvl:2.75) — Managing one's own time and the time of others.
  Coordination (imp:3.00 lvl:2.75) — Adjusting actions in relation to others' actions.
  Service Orientation (imp:3.00 lvl:3.00) — Actively looking for ways to help people.
  Judgment and Decision Making (imp:3.00 lvl:3.25) — Considering the relative costs and benefits of potential actions to choose the m
  Instructing (imp:2.75 lvl:2.50) — Teaching others how to do something.
  Complex Problem Solving (imp:2.75 lvl:2.25) — Identifying complex problems and reviewing related information to develop and ev
  Persuasion (imp:2.62 lvl:2.75) — Persuading others to change their minds or behavior.
  Management of Personnel Resources (imp:2.62 lvl:2.38) — Motivating, developing, and directing people as they work, identifying the best 
  Negotiation (imp:2.38 lvl:2.50) — Bringing others together and trying to reconcile differences.
  Systems Analysis (imp:2.12 lvl:1.75) — Determining how a system should work and how changes in conditions, operations, 
  Systems Evaluation (imp:2.12 lvl:1.62) — Identifying measures or indicators of system performance and the actions needed 
  Management of Financial Resources (imp:1.88 lvl:1.38) — Determining how money will be spent to get the work done, and accounting for the
  Management of Material Resources (imp:1.75 lvl:1.25) — Obtaining and seeing to the appropriate use of equipment, facilities, and materi
  Programming (imp:1.62 lvl:0.88) — Writing computer programs for various purposes.
  Operations Analysis (imp:1.25 lvl:0.25) — Analyzing needs and product requirements to create a design.
  Quality Control Analysis (imp:1.25 lvl:0.38) — Conducting tests and inspections of products, services, or processes to evaluate
  Operation and Control (imp:1.12 lvl:0.12) — Controlling operations of equipment or systems.
  Technology Design (imp:1.00) — Generating or adapting equipment and technology to serve user needs.
  Equipment Selection (imp:1.00) — Determining the kind of tools and equipment needed to do a job.
  Installation (imp:1.00) — Installing equipment, machines, wiring, or programs to meet specifications.
  Operations Monitoring (imp:1.00) — Watching gauges, dials, or other indicators to make sure a machine is working pr
  Equipment Maintenance (imp:1.00) — Performing routine maintenance on equipment and determining when and what kind o
  Troubleshooting (imp:1.00) — Determining causes of operating errors and deciding what to do about it.
  Repairing (imp:1.00) — Repairing machines or systems using the needed tools.

--- NATIONAL WAGES ---
  total_employment : 12,030
  annual_median    : $50,080
  annual_pct10     : $30,260
  annual_pct25     : $40,520
  annual_pct75     : $60,860
  annual_pct90     : $72,700
  annual_mean      : $51,420
  hourly_median    : $24.08

--- GEOGRAPHIC DISPERSION ---
  highest_state    : Texas ($62,930)
  lowest_state     : Georgia ($30,490)
  dispersion_ratio : 2.064x

--- TOP STATES BY WAGE (34 total) ---
  Finance and Insurance                    emp:    3,290  median: $  51,260
  Retail Trade                             emp:    2,100  median: $  33,550
  Wholesale Trade                          emp:    1,740  median: $  55,300
  Management of Companies and Enterprises  emp:    1,390  median: $  57,480
  Administrative and Support and Waste Management and Remediation Services emp:    1,270  median: $  54,450
  Real Estate and Rental and Leasing       emp:      730  median: $  43,350
  Health Care and Social Assistance        emp:      370  median: $  48,390
  Manufacturing                            emp:      290  median: $  52,890
  Professional, Scientific, and Technical Services emp:      270  median: $  45,490
  Information                              emp:      240  median: $  52,780

--- TOP INDUSTRIES BY EMPLOYMENT (14 total) ---
  Finance and Insurance                    emp:    3,290  median: $  51,260
  Retail Trade                             emp:    2,100  median: $  33,550
  Wholesale Trade                          emp:    1,740  median: $  55,300
  Management of Companies and Enterprises  emp:    1,390  median: $  57,480
  Administrative and Support and Waste Management and Remediation Services emp:    1,270  median: $  54,450
  Real Estate and Rental and Leasing       emp:      730  median: $  43,350
  Health Care and Social Assistance        emp:      370  median: $  48,390
  Manufacturing                            emp:      290  median: $  52,890
  Professional, Scientific, and Technical Services emp:      270  median: $  45,490
  Information                              emp:      240  median: $  52,780

exact_match_status : no_exact_match
matched_title      : N/A
match_score        : 0.0000
wikidata_qid       : N/A
word_count         : 0
wikipedia_url      : N/A
license            : CC BY-SA 4.0
fetched_at         : 2026-06-02T22:24:52.703235Z

--- SEMANTIC NEIGHBORS (5) ---

  Title: Women in the United States (similarity: 0.2121)
  URL: https://en.wikipedia.org/wiki/Women_in_the_United_States
  QID: Q17514041
  Extract: The legal status of women in the United States has advanced significantly over the past two centuries, but not yet equal to that of men in comparison to other high-income democracies.

  Title: Republican Party efforts to disrupt the 2024 United States presidential election (similarity: 0.2500)
  URL: https://en.wikipedia.org/wiki/Republican_Party_efforts_to_disrupt_the_2024_United_States_presidential_election
  QID: Q128679469
  Extract: During the 2024 United States presidential election, the Republican Party attempted to stunt voter access, election oversight, and post-election certification. They also attempted to use strategies to modify voting laws and to place partisan figures in Republican-led states in order to restrict demo

  Title: 1st Marine Division (similarity: 0.2034)
  URL: https://en.wikipedia.org/wiki/1st_Marine_Division
  QID: Q163669
  Extract: The 1st Marine Division is a Marine division of the United States Marine Corps headquartered at Marine Corps Base Camp Pendleton, California. It is the ground combat element of the I Marine Expeditionary Force.

  Title: William Barr (similarity: 0.0769)
  URL: https://en.wikipedia.org/wiki/William_Barr
  QID: Q723917
  Extract: William Pelham Barr is an American attorney who served as United States Attorney General in the administration of President George H. W. Bush from 1991 to 1993 and again in the first administration of President Donald Trump from 2019 to 2020.

  Title: Paul Ryan (similarity: 0.2041)
  URL: https://en.wikipedia.org/wiki/Paul_Ryan
  QID: Q203966
  Extract: Paul Davis Ryan is an American politician who served as the 54th speaker of the United States House of Representatives from 2015 to 2019. He prevously served as a member of the U.S. House of Representatives from 1999 to 2019, representing Wisconsin's 1st congressional district. A member of the Repub

model_pass1          : claude-sonnet-4-20250514
model_pass2          : claude-haiku-4-5-20251001
inference_confidence : high
confidence_notes     : Strong confidence based on comprehensive O*NET data including detailed tasks, skills, and work activities. BLS wage data provides current market intelligence, and related occupations offer clear career pathway insights.
inferred_at          : 2026-06-03T22:20:16.024167+00:00
tokens_input         : 4,339
tokens_output        : 4,236
cost_usd             : $0.045618
wikipedia_used       : False
wikipedia_title      : None
wikipedia_note       : No exact Wikipedia match was found for this specialized financial services occupation. The semantic neighbors show low relevance scores, indicating this is a niche professional role not well-represented in general encyclopedic content.

--- PROSE FIELDS ---

ROLE SUMMARY:
Credit Authorizers, Checkers, and Clerks are financial services professionals who evaluate creditworthiness, authorize charges against customer accounts, and process credit applications. They investigate the credit history and financial standing of individuals and businesses applying for credit through interviews, documentation review, and analysis of payment histories. These professionals serve as gatekeepers in the credit approval process, ensuring that credit decisions are made based on thorough evaluation of financial data and risk assessment.

DAY IN THE LIFE:
Credit clerks begin their day by reviewing credit applications received via mail, phone, or online platforms, gathering personal and financial information from applicants through structured interviews. They spend significant time working with computer systems to access credit bureaus, bank records, and internal databases to compile comprehensive credit reports and payment histories. Throughout the day, they analyze financial data to evaluate creditworthiness, make approval or denial decisions based on established criteria, and maintain detailed records of customer charges and payments. They regularly communicate findings to supervisors, relay credit decisions to customers and merchants, and update account information in company systems. Administrative tasks include filing documentation, mailing charge statements, and coordinating with other departments to resolve credit-related issues.

WHO THRIVES:
Individuals who excel in this role possess strong analytical thinking skills and attention to detail, as they must carefully evaluate complex financial information and identify potential red flags in credit applications. Successful credit clerks demonstrate high dependability and integrity, given the sensitive nature of financial data and the need to make consistent, objective decisions. They typically have conventional work style preferences, enjoying structured processes and clear guidelines while maintaining accuracy in repetitive tasks. Strong communication skills are essential for conducting interviews with applicants and explaining credit decisions to customers, while social perceptiveness helps them assess the reliability of information provided during the application process.

CAREER ENTRY:
Most positions require a high school diploma or equivalent, with some employers preferring post-secondary education in business, finance, or accounting. Entry-level candidates typically receive on-the-job training covering credit evaluation procedures, relevant regulations, and company-specific software systems. Previous experience in customer service, banking, or administrative roles provides valuable foundation skills. Professional development often includes training on credit analysis techniques, regulatory compliance, and specialized software used in financial services.

CAREER TRAJECTORY:
Credit clerks can advance to specialized roles such as Credit Analysts, Commercial Credit Officers, or Loan Officers, which involve more complex credit decisions and higher-value transactions. Some professionals transition into related areas like loan processing, customer service management, or collections. With additional education and experience, career paths may lead to supervisory positions overseeing credit departments, risk management roles, or specialized positions in commercial lending and credit counseling.

MARKET INTELLIGENCE:
According to BLS OEWS May 2025 data, Credit Authorizers, Checkers, and Clerks earn a median annual salary of $50,080, with the salary range spanning from $30,260 to $72,700 for the 10th to 90th percentile. The occupation employs 12,030 workers nationally, with significant geographic wage variation - Texas offers the highest median wages at $62,930 while Georgia shows the lowest at $30,490, representing a 2.06x ratio. Employment is concentrated in Finance and Insurance (3,290 positions), Retail Trade (2,100 positions), and Wholesale Trade (1,740 positions). The relatively small workforce size suggests a specialized niche with moderate demand driven by the ongoing need for credit evaluation in consumer and commercial lending markets.

AUTOMATION OUTLOOK:
This role faces moderate automation pressure as many routine credit checking tasks can be automated through algorithmic scoring systems and machine learning models. However, the interpersonal aspects involving customer interviews, complex case analysis, and decision communication will likely remain human-centered, particularly for non-standard applications requiring judgment and regulatory compliance oversight.

--- REASONED EDGES ---
  [career_pathway] Credit Analysts (13-2041.00) — confidence:high
    reasoning: Credit clerks advance to analyst roles requiring deeper financial analysis and decision-making authority on complex credit applications.
    data: shared knowledge in Economics and Accounting (3.3)
    data: similar work activities in Analyzing financial information
    data: Job Zone progression from 2 to 4
  [task_similarity] Loan Interviewers and Clerks (43-4131.00) — confidence:high
    reasoning: Both roles involve interviewing applicants to obtain financial data and processing credit-related applications.
    data: shared task: Interview credit applicants
    data: similar Customer Service knowledge (4.1 vs 4.8)
    data: same Job Zone 2
  [skill_overlap] Bill and Account Collectors (43-3011.00) — confidence:high
    reasoning: Both positions require strong communication skills and work with customer financial information and payment histories.
    data: shared Speaking skill (3.6)
    data: similar Oral Expression ability (3.5)
    data: overlapping work activity: Communicating with People Outside Organization
  [riasec_cluster] Customer Service Representatives (43-4051.00) — confidence:medium
    reasoning: Both roles share conventional work preferences and require strong interpersonal communication for customer interaction.
    data: both have high Conventional RIASEC scores
    data: shared Customer and Personal Service knowledge
    data: similar Establishing Interpersonal Relationships activity
  [knowledge_overlap] Bookkeeping, Accounting, and Auditing Clerks (43-3031.00) — confidence:high
    reasoning: Both roles require mathematical knowledge and involve maintaining financial records and documenting transactions.
    data: shared Mathematics knowledge (3.6)
    data: similar Documenting/Recording Information activity (4.2)
    data: overlapping Administrative knowledge

--- NORMALIZER SIGNALS ---
  match_keywords   : ['credit authorizer', 'credit checker', 'credit clerk', 'charge authorizer', 'commercial credit', 'consumer credit', 'credit processing', 'credit evaluation']
  exclude_keywords : ['loan officer', 'credit analyst', 'underwriter', 'collections manager', 'account manager']
  title_patterns   : ['*Credit Authorizer*', '*Credit Checker*', '*Credit Clerk*', '*Credit Processor*', '*Charge Authorizer*']
  common_variations: ['Credit Authorization Clerk', 'Credit Processing Clerk', 'Commercial Credit Clerk', 'Consumer Credit Clerk', 'Credit Department Clerk', 'Charge Authorization Specialist', 'Credit Verification Clerk', 'Credit Review Clerk']

total_terms    : 40
top_words      : ['tendency', 'others', 'credit', 'equipment', 'financial', 'customers', 'principles', 'includes', 'control', 'materials', 'objects', 'personal', 'techniques', 'ideas', 'services', 'customer', 'body', 'records', 'needed', 'standards']
source_layers  : onet_tasks | onet_dimensions | dwas | wikipedia | inference

TERM                    COUNT     FREQ  DOMINANT SOURCE      SOURCE BREAKDOWN
──────────────────────────────────────────────────────────────────────────────────────────
tendency                   42  0.01536  onet_dimensions      onet_dimensions:100%
others                     39  0.01426  onet_dimensions      onet_dimensions:97%  dwas:3%
credit                     37  0.01353  inference            inference:70%  onet_tasks:30%
equipment                  23  0.00841  onet_dimensions      onet_dimensions:100%
financial                  22  0.00805  inference            inference:41%  dwas:36%  onet_dimensions:14%
customers                  18  0.00658  dwas                 dwas:39%  onet_tasks:33%  onet_dimensions:17%
principles                 16  0.00585  onet_dimensions      onet_dimensions:100%
includes                   13  0.00475  onet_dimensions      onet_dimensions:92%  inference:8%
control                    12  0.00439  onet_dimensions      onet_dimensions:100%
materials                  12  0.00439  onet_dimensions      onet_dimensions:83%  dwas:17%
objects                    12  0.00439  onet_dimensions      onet_dimensions:100%
personal                   11  0.00402  onet_dimensions      onet_dimensions:55%  dwas:27%  onet_tasks:9%
techniques                 11  0.00402  onet_dimensions      onet_dimensions:91%  inference:9%
ideas                      11  0.00402  onet_dimensions      onet_dimensions:100%
services                   10  0.00366  onet_dimensions      onet_dimensions:60%  inference:30%  onet_tasks:10%
customer                   10  0.00366  inference            inference:50%  onet_dimensions:40%  onet_tasks:10%
body                       10  0.00366  onet_dimensions      onet_dimensions:100%
records                     9  0.00329  onet_tasks           onet_tasks:33%  dwas:33%  inference:22%
needed                      9  0.00329  onet_dimensions      onet_dimensions:78%  onet_tasks:11%  dwas:11%
standards                   9  0.00329  onet_dimensions      onet_dimensions:89%  onet_tasks:11%
applications                9  0.00329  onet_dimensions      onet_dimensions:44%  inference:44%  onet_tasks:11%
problems                    9  0.00329  onet_dimensions      onet_dimensions:100%
procedures                  9  0.00329  onet_dimensions      onet_dimensions:89%  inference:11%
management                  9  0.00329  onet_dimensions      onet_dimensions:78%  inference:22%
resources                   9  0.00329  onet_dimensions      onet_dimensions:100%
quickly                     9  0.00329  onet_dimensions      onet_dimensions:100%
activities                  9  0.00329  onet_dimensions      onet_dimensions:100%
orientation                 9  0.00329  onet_dimensions      onet_dimensions:100%
decisions                   9  0.00329  inference            inference:67%  onet_dimensions:33%
obtain                      8  0.00293  dwas                 dwas:50%  onet_tasks:25%  onet_dimensions:25%
applicants                  8  0.00293  onet_tasks           onet_tasks:38%  dwas:38%  inference:25%
needs                       8  0.00293  onet_dimensions      onet_dimensions:100%
monitoring                  8  0.00293  onet_dimensions      onet_dimensions:100%
rules                       8  0.00293  onet_dimensions      onet_dimensions:100%
human                       8  0.00293  onet_dimensions      onet_dimensions:88%  inference:12%
production                  8  0.00293  onet_dimensions      onet_dimensions:100%
events                      8  0.00293  onet_dimensions      onet_dimensions:100%
actions                     8  0.00293  onet_dimensions      onet_dimensions:100%
performing                  8  0.00293  onet_dimensions      onet_dimensions:100%
developing                  8  0.00293  onet_dimensions      onet_dimensions:100%