[Core] [62% incumbents] Verify and examine information and accuracy of loan application and closing documents.
  DWAs: Verify accuracy of financial or transactional data.

[Core] [62% incumbents] Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.
  DWAs: Compile data or documentation.

[Core] [62% incumbents] Submit loan applications with recommendation for underwriting approval.
  DWAs: Prepare documentation for contracts, transactions, or regulatory compliance.

[Core] [62% incumbents] Contact customers by mail, telephone, or in person concerning acceptance or rejection of applications.
  DWAs: Provide notifications to customers or patrons.

[Core] [62% incumbents] Interview loan applicants to obtain personal and financial data and to assist in completing applications.
  DWAs: Interview employees, customers, or others to collect information.

[Core] [62% incumbents] Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers.
  DWAs: Prepare documentation for contracts, transactions, or regulatory compliance. | Prepare business correspondence. | Type documents.

[Core] [62% incumbents] Answer questions and advise customers regarding loans and transactions.
  DWAs: Discuss account status or activity with customers or patrons.

[Supplemental] [62% incumbents] Order property insurance or mortgage insurance policies to ensure protection against loss on mortgaged property.
  DWAs: Arrange insurance coverage.

[Supplemental] [62% incumbents] Accept payment on accounts.
  DWAs: Collect deposits, payments or fees.

[Core] [61% incumbents] Record applications for loan and credit, loan information, and disbursements of funds, using computers.
  DWAs: Maintain financial or account records.

[Core] [61% incumbents] File and maintain loan records.
  DWAs: Maintain financial or account records.

[Core] [61% incumbents] Contact credit bureaus, employers, and other sources to check applicants' credit and personal references.
  DWAs: Obtain personal or financial information about customers or applicants.

[Core] [61% incumbents] Check value of customer collateral to be held as loan security.
  DWAs: Determine the value of goods or services.

[Core] [61% incumbents] Review customer accounts to determine whether payments are made on time and that other loan terms are being followed.
  DWAs: Monitor financial information.

[Core] [61% incumbents] Calculate, review, and correct errors on interest, principal, payment, and closing costs, using computers or calculators.
  DWAs: Calculate financial data. | Verify accuracy of financial or transactional data.

[Core] [61% incumbents] Present loan and repayment schedules to customers.
  DWAs: Discuss account status or activity with customers or patrons.

[Supplemental] [61% incumbents] Schedule and conduct closings of mortgage transactions.
  DWAs: Schedule appointments.

[Supplemental] [61% incumbents] Establish credit limits and grant extensions of credit on overdue accounts.
  DWAs: Negotiate financial arrangements.

--- SKILLS ---
  Active Listening (imp:4.12 lvl:4.00) — Giving full attention to what other people are saying, taking time to understand
  Speaking (imp:4.00 lvl:4.00) — Talking to others to convey information effectively.
  Reading Comprehension (imp:3.88 lvl:4.00) — Understanding written sentences and paragraphs in work-related documents.
  Critical Thinking (imp:3.75 lvl:4.00) — Using logic and reasoning to identify the strengths and weaknesses of alternativ
  Writing (imp:3.62 lvl:3.88) — Communicating effectively in writing as appropriate for the needs of the audienc
  Active Learning (imp:3.38 lvl:3.50) — Understanding the implications of new information for both current and future pr
  Mathematics (imp:3.12 lvl:3.12) — Using mathematics to solve problems.
  Monitoring (imp:3.00 lvl:3.00) — Monitoring/Assessing performance of yourself, other individuals, or organization
  Learning Strategies (imp:2.62 lvl:2.75) — Selecting and using training/instructional methods and procedures appropriate fo
  Science (imp:1.12 lvl:0.25) — Using scientific rules and methods to solve problems.

--- KNOWLEDGE ---
  Customer and Personal Service (imp:4.39 lvl:4.37) — Knowledge of principles and processes for providing customer and personal servic
  English Language (imp:4.20 lvl:4.40) — Knowledge of the structure and content of the English language including the mea
  Administrative (imp:3.71 lvl:4.63) — Knowledge of administrative and office procedures and systems such as word proce
  Computers and Electronics (imp:3.42 lvl:3.61) — Knowledge of circuit boards, processors, chips, electronic equipment, and comput
  Law and Government (imp:3.41 lvl:3.69) — Knowledge of laws, legal codes, court procedures, precedents, government regulat
  Mathematics (imp:3.37 lvl:3.67) — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their appl
  Administration and Management (imp:2.88 lvl:3.58) — Knowledge of business and management principles involved in strategic planning, 
  Education and Training (imp:2.85 lvl:3.27) — Knowledge of principles and methods for curriculum and training design, teaching
  Sales and Marketing (imp:2.80 lvl:3.32) — Knowledge of principles and methods for showing, promoting, and selling products
  Economics and Accounting (imp:2.75 lvl:3.41) — Knowledge of economic and accounting principles and practices, the financial mar
  Production and Processing (imp:2.26 lvl:1.95) — Knowledge of raw materials, production processes, quality control, costs, and ot
  Communications and Media (imp:2.19 lvl:2.10) — Knowledge of media production, communication, and dissemination techniques and m
  Telecommunications (imp:2.18 lvl:0.69) — Knowledge of transmission, broadcasting, switching, control, and operation of te
  Personnel and Human Resources (imp:2.17 lvl:2.32) — Knowledge of principles and procedures for personnel recruitment, selection, tra
  Geography (imp:1.80) — Knowledge of principles and methods for describing the features of land, sea, an
  Public Safety and Security (imp:1.72 lvl:1.27) — Knowledge of relevant equipment, policies, procedures, and strategies to promote
  Engineering and Technology (imp:1.53) — Knowledge of the practical application of engineering science and technology. Th
  Psychology (imp:1.43) — Knowledge of human behavior and performance; individual differences in ability, 
  Building and Construction (imp:1.27) — Knowledge of materials, methods, and the tools involved in the construction or r
  Design (imp:1.26) — Knowledge of design techniques, tools, and principles involved in production of 
  Foreign Language (imp:1.26) — Knowledge of the structure and content of a foreign (non-English) language inclu
  Transportation (imp:1.14) — Knowledge of principles and methods for moving people or goods by air, rail, sea
  Mechanical (imp:1.08) — Knowledge of machines and tools, including their designs, uses, repair, and main
  Philosophy and Theology (imp:1.07) — Knowledge of different philosophical systems and religions. This includes their 
  Sociology and Anthropology (imp:1.06) — Knowledge of group behavior and dynamics, societal trends and influences, human 
  Food Production (imp:1.00) — Knowledge of techniques and equipment for planting, growing, and harvesting food
  Physics (imp:1.00) — Knowledge and prediction of physical principles, laws, their interrelationships,
  Chemistry (imp:1.00) — Knowledge of the chemical composition, structure, and properties of substances a
  Biology (imp:1.00) — Knowledge of plant and animal organisms, their tissues, cells, functions, interd
  Medicine and Dentistry (imp:1.00) — Knowledge of the information and techniques needed to diagnose and treat human i
  Therapy and Counseling (imp:1.00) — Knowledge of principles, methods, and procedures for diagnosis, treatment, and r
  Fine Arts (imp:1.00) — Knowledge of the theory and techniques required to compose, produce, and perform
  History and Archeology (imp:1.00) — Knowledge of historical events and their causes, indicators, and effects on civi

--- ABILITIES ---
  Oral Comprehension (imp:4.12 lvl:4.12) — The ability to listen to and understand information and ideas presented through 
  Written Comprehension (imp:4.12 lvl:4.00) — The ability to read and understand information and ideas presented in writing.
  Oral Expression (imp:4.00 lvl:4.12) — The ability to communicate information and ideas in speaking so others will unde
  Speech Recognition (imp:4.00 lvl:4.00) — The ability to identify and understand the speech of another person.
  Speech Clarity (imp:4.00 lvl:3.38) — The ability to speak clearly so others can understand you.
  Problem Sensitivity (imp:3.75 lvl:3.38) — The ability to tell when something is wrong or is likely to go wrong. It does no
  Information Ordering (imp:3.75 lvl:3.62) — The ability to arrange things or actions in a certain order or pattern according
  Near Vision (imp:3.75 lvl:3.88) — The ability to see details at close range (within a few feet of the observer).
  Written Expression (imp:3.62 lvl:3.88) — The ability to communicate information and ideas in writing so others will under
  Deductive Reasoning (imp:3.62 lvl:3.75) — The ability to apply general rules to specific problems to produce answers that 
  Inductive Reasoning (imp:3.62 lvl:3.50) — The ability to combine pieces of information to form general rules or conclusion
  Mathematical Reasoning (imp:3.12 lvl:3.25) — The ability to choose the right mathematical methods or formulas to solve a prob
  Selective Attention (imp:3.12 lvl:3.00) — The ability to concentrate on a task over a period of time without being distrac
  Fluency of Ideas (imp:3.00 lvl:3.00) — The ability to come up with a number of ideas about a topic (the number of ideas
  Category Flexibility (imp:3.00 lvl:3.25) — The ability to generate or use different sets of rules for combining or grouping
  Number Facility (imp:3.00 lvl:3.25) — The ability to add, subtract, multiply, or divide quickly and correctly.
  Flexibility of Closure (imp:2.88 lvl:2.88) — The ability to identify or detect a known pattern (a figure, object, word, or so
  Time Sharing (imp:2.88 lvl:2.50) — The ability to shift back and forth between two or more activities or sources of
  Speed of Closure (imp:2.75 lvl:2.75) — The ability to quickly make sense of, combine, and organize information into mea
  Perceptual Speed (imp:2.75 lvl:2.75) — The ability to quickly and accurately compare similarities and differences among
  Far Vision (imp:2.75 lvl:2.75) — The ability to see details at a distance.
  Originality (imp:2.62 lvl:2.75) — The ability to come up with unusual or clever ideas about a given topic or situa
  Visualization (imp:2.62 lvl:2.38) — The ability to imagine how something will look after it is moved around or when 
  Finger Dexterity (imp:2.62 lvl:2.12) — The ability to make precisely coordinated movements of the fingers of one or bot
  Memorization (imp:2.12 lvl:2.75) — The ability to remember information such as words, numbers, pictures, and proced
  Visual Color Discrimination (imp:2.12 lvl:1.75) — The ability to match or detect differences between colors, including shades of c
  Hearing Sensitivity (imp:2.12 lvl:2.00) — The ability to detect or tell the differences between sounds that vary in pitch 
  Auditory Attention (imp:2.00 lvl:2.00) — The ability to focus on a single source of sound in the presence of other distra
  Trunk Strength (imp:1.62 lvl:0.75) — The ability to use your abdominal and lower back muscles to support part of the 
  Control Precision (imp:1.50 lvl:0.50) — The ability to quickly and repeatedly adjust the controls of a machine or a vehi
  Arm-Hand Steadiness (imp:1.38 lvl:0.38) — The ability to keep your hand and arm steady while moving your arm or while hold
  Manual Dexterity (imp:1.38 lvl:0.38) — The ability to quickly move your hand, your hand together with your arm, or your
  Wrist-Finger Speed (imp:1.38 lvl:0.50) — The ability to make fast, simple, repeated movements of the fingers, hands, and 
  Depth Perception (imp:1.38 lvl:0.50) — The ability to judge which of several objects is closer or farther away from you
  Dynamic Strength (imp:1.25 lvl:0.25) — The ability to exert muscle force repeatedly or continuously over time. This inv
  Spatial Orientation (imp:1.00) — The ability to know your location in relation to the environment or to know wher
  Multilimb Coordination (imp:1.00) — The ability to coordinate two or more limbs (for example, two arms, two legs, or
  Response Orientation (imp:1.00) — The ability to choose quickly between two or more movements in response to two o
  Rate Control (imp:1.00) — The ability to time your movements or the movement of a piece of equipment in an
  Reaction Time (imp:1.00) — The ability to quickly respond (with the hand, finger, or foot) to a signal (sou
  Speed of Limb Movement (imp:1.00) — The ability to quickly move the arms and legs.
  Static Strength (imp:1.00) — The ability to exert maximum muscle force to lift, push, pull, or carry objects.
  Explosive Strength (imp:1.00) — The ability to use short bursts of muscle force to propel oneself (as in jumping
  Stamina (imp:1.00) — The ability to exert yourself physically over long periods of time without getti
  Extent Flexibility (imp:1.00) — The ability to bend, stretch, twist, or reach with your body, arms, and/or legs.
  Dynamic Flexibility (imp:1.00) — The ability to quickly and repeatedly bend, stretch, twist, or reach out with yo
  Gross Body Coordination (imp:1.00) — The ability to coordinate the movement of your arms, legs, and torso together wh
  Gross Body Equilibrium (imp:1.00) — The ability to keep or regain your body balance or stay upright when in an unsta
  Night Vision (imp:1.00) — The ability to see under low-light conditions.
  Peripheral Vision (imp:1.00) — The ability to see objects or movement of objects to one's side when the eyes ar
  Glare Sensitivity (imp:1.00) — The ability to see objects in the presence of a glare or bright lighting.
  Sound Localization (imp:1.00) — The ability to tell the direction from which a sound originated.

--- WORK ACTIVITIES ---
  Working with Computers (imp:4.92 lvl:4.97) — Using computers and computer systems (including hardware and software) to progra
  Getting Information (imp:4.41 lvl:5.61) — Observing, receiving, and otherwise obtaining information from all relevant sour
  Performing for or Working Directly with the Public (imp:4.38 lvl:5.32) — Performing for people or dealing directly with the public. This includes serving
  Processing Information (imp:4.35 lvl:5.00) — Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying
  Evaluating Information to Determine Compliance with Standards (imp:4.35 lvl:5.06) — Using relevant information and individual judgment to determine whether events o
  Communicating with Supervisors, Peers, or Subordinates (imp:4.12 lvl:4.37) — Providing information to supervisors, co-workers, and subordinates by telephone,
  Making Decisions and Solving Problems (imp:4.02 lvl:4.72) — Analyzing information and evaluating results to choose the best solution and sol
  Establishing and Maintaining Interpersonal Relationships (imp:4.01 lvl:5.07) — Developing constructive and cooperative working relationships with others, and m
  Analyzing Data or Information (imp:4.00 lvl:4.39) — Identifying the underlying principles, reasons, or facts of information by break
  Updating and Using Relevant Knowledge (imp:4.00 lvl:4.64) — Keeping up-to-date technically and applying new knowledge to your job.
  Organizing, Planning, and Prioritizing Work (imp:3.96 lvl:4.70) — Developing specific goals and plans to prioritize, organize, and accomplish your
  Identifying Objects, Actions, and Events (imp:3.87 lvl:4.64) — Identifying information by categorizing, estimating, recognizing differences or 
  Communicating with People Outside the Organization (imp:3.62 lvl:3.46) — Communicating with people outside the organization, representing the organizatio
  Interpreting the Meaning of Information for Others (imp:3.54 lvl:4.16) — Translating or explaining what information means and how it can be used.
  Performing Administrative Activities (imp:3.53 lvl:3.70) — Performing day-to-day administrative tasks such as maintaining information files
  Documenting/Recording Information (imp:3.32 lvl:3.05) — Entering, transcribing, recording, storing, or maintaining information in writte
  Monitoring Processes, Materials, or Surroundings (imp:3.29 lvl:3.42) — Monitoring and reviewing information from materials, events, or the environment,
  Resolving Conflicts and Negotiating with Others (imp:3.29 lvl:3.92) — Handling complaints, settling disputes, and resolving grievances and conflicts, 
  Thinking Creatively (imp:3.21 lvl:3.74) — Developing, designing, or creating new applications, ideas, relationships, syste
  Inspecting Equipment, Structures, or Materials (imp:3.18 lvl:3.16) — Inspecting equipment, structures, or materials to identify the cause of errors o
  Selling or Influencing Others (imp:3.18 lvl:3.08) — Convincing others to buy merchandise/goods or to otherwise change their minds or
  Developing and Building Teams (imp:2.94 lvl:3.16) — Encouraging and building mutual trust, respect, and cooperation among team membe
  Developing Objectives and Strategies (imp:2.87 lvl:2.91) — Establishing long-range objectives and specifying the strategies and actions to 
  Scheduling Work and Activities (imp:2.69 lvl:2.74) — Scheduling events, programs, and activities, as well as the work of others.
  Judging the Qualities of Objects, Services, or People (imp:2.64 lvl:2.19) — Assessing the value, importance, or quality of things or people.
  Estimating the Quantifiable Characteristics of Products, Events, or Information (imp:2.57 lvl:2.21) — Estimating sizes, distances, and quantities; or determining time, costs, resourc
  Coaching and Developing Others (imp:2.53 lvl:2.21) — Identifying the developmental needs of others and coaching, mentoring, or otherw
  Assisting and Caring for Others (imp:2.34 lvl:1.99) — Providing personal assistance, medical attention, emotional support, or other pe
  Training and Teaching Others (imp:2.21 lvl:1.81) — Identifying the educational needs of others, developing formal educational or tr
  Coordinating the Work and Activities of Others (imp:2.17) — Getting members of a group to work together to accomplish tasks.
  Monitoring and Controlling Resources (imp:2.12 lvl:1.95) — Monitoring and controlling resources and overseeing the spending of money.
  Controlling Machines and Processes (imp:2.01 lvl:1.18) — Using either control mechanisms or direct physical activity to operate machines 
  Providing Consultation and Advice to Others (imp:1.96 lvl:2.02) — Providing guidance and expert advice to management or other groups on technical,
  Guiding, Directing, and Motivating Subordinates (imp:1.95 lvl:1.76) — Providing guidance and direction to subordinates, including setting performance 
  Repairing and Maintaining Electronic Equipment (imp:1.84) — Servicing, repairing, calibrating, regulating, fine-tuning, or testing machines,
  Handling and Moving Objects (imp:1.72 lvl:1.09) — Using hands and arms in handling, installing, positioning, and moving materials,
  Performing General Physical Activities (imp:1.56) — Performing general physical activities includes doing activities that require co
  Repairing and Maintaining Mechanical Equipment (imp:1.52 lvl:1.50) — Servicing, repairing, adjusting, and testing machines, devices, moving parts, an
  Staffing Organizational Units (imp:1.51) — Recruiting, interviewing, selecting, hiring, and promoting employees in an organ
  Drafting, Laying Out, and Specifying Technical Devices, Parts, and Equipment (imp:1.05) — Providing documentation, detailed instructions, drawings, or specifications to t
  Operating Vehicles, Mechanized Devices, or Equipment (imp:1.04) — Running, maneuvering, navigating, or driving vehicles or mechanized equipment, s

--- WORK STYLES ---
  Dependability (imp:4.00) — A tendency to be reliable, responsible, and consistent in meeting work-related o
  Attention to Detail (imp:3.00) — A tendency to be detail-oriented, organized, and thorough in completing work.
  Attention to Detail (imp:2.84) — A tendency to be detail-oriented, organized, and thorough in completing work.
  Dependability (imp:2.65) — A tendency to be reliable, responsible, and consistent in meeting work-related o
  Cautiousness (imp:2.17) — A tendency to be careful, deliberate, and risk-avoidant when making work-related
  Integrity (imp:2.17) — A tendency to be honest and ethical at work.
  Integrity (imp:2.00) — A tendency to be honest and ethical at work.
  Social Orientation (imp:1.52) — A tendency to seek out, enjoy, and be energized by social interaction at work.
  Self-Control (imp:1.43) — A tendency to remain calm and composed and to manage emotions effectively in res
  Cooperation (imp:1.35) — A tendency to be pleasant, helpful, and willing to assist others at work.
  Achievement Orientation (imp:1.30) — A tendency to establish and maintain personally challenging work-related goals, 
  Sincerity (imp:1.23) — A tendency to be genuine and sincere in interactions with others at work, withou
  Self-Confidence (imp:1.21) — A tendency to believe in one's work-related capabilities and ability to control 
  Perseverance (imp:1.20) — A tendency to exhibit determination and resolve to perform or complete tasks in 
  Stress Tolerance (imp:1.02) — A tendency to cope and function effectively in stressful situations at work.
  Cautiousness (imp:1.00) — A tendency to be careful, deliberate, and risk-avoidant when making work-related
  Empathy (imp:0.86) — A tendency to show concern for others and be sensitive to others' needs and feel
  Adaptability (imp:0.69) — A tendency to be open to and comfortable with change, new experiences, or ideas 
  Initiative (imp:0.65) — A tendency to be proactive and take on extra responsibilities and tasks that may
  Optimism (imp:0.56) — A tendency to exhibit a positive attitude and positive emotions at work, even un
  Humility (imp:0.53) — A tendency to be modest and humble when interacting with others at work.
  Intellectual Curiosity (imp:0.33) — A tendency to seek out and acquire new work-related knowledge and obtain a deep 
  Leadership Orientation (imp:0.02) — A tendency to lead, take charge, offer opinions, and provide direction at work.
  Innovation () — A tendency to be inventive, to be imaginative, and to adopt new perspectives on 
  Achievement Orientation () — A tendency to establish and maintain personally challenging work-related goals, 
  Intellectual Curiosity () — A tendency to seek out and acquire new work-related knowledge and obtain a deep 
  Tolerance for Ambiguity () — A tendency to be comfortable with ambiguity and uncertainty at work.
  Initiative () — A tendency to be proactive and take on extra responsibilities and tasks that may
  Adaptability () — A tendency to be open to and comfortable with change, new experiences, or ideas 
  Self-Confidence () — A tendency to believe in one's work-related capabilities and ability to control 
  Perseverance () — A tendency to exhibit determination and resolve to perform or complete tasks in 
  Leadership Orientation () — A tendency to lead, take charge, offer opinions, and provide direction at work.
  Humility () — A tendency to be modest and humble when interacting with others at work.
  Sincerity () — A tendency to be genuine and sincere in interactions with others at work, withou
  Empathy () — A tendency to show concern for others and be sensitive to others' needs and feel
  Cooperation () — A tendency to be pleasant, helpful, and willing to assist others at work.
  Optimism () — A tendency to exhibit a positive attitude and positive emotions at work, even un
  Social Orientation () — A tendency to seek out, enjoy, and be energized by social interaction at work.
  Stress Tolerance () — A tendency to cope and function effectively in stressful situations at work.
  Self-Control () — A tendency to remain calm and composed and to manage emotions effectively in res
  Tolerance for Ambiguity (imp:-0.15) — A tendency to be comfortable with ambiguity and uncertainty at work.
  Innovation (imp:-0.43) — A tendency to be inventive, to be imaginative, and to adopt new perspectives on 

--- TRANSFERABLE SKILLS ---
  Complex Problem Solving (imp:3.50 lvl:3.00) — Identifying complex problems and reviewing related information to develop and ev
  Social Perceptiveness (imp:3.38 lvl:3.12) — Being aware of others' reactions and understanding why they react as they do.
  Judgment and Decision Making (imp:3.38 lvl:3.75) — Considering the relative costs and benefits of potential actions to choose the m
  Time Management (imp:3.25 lvl:3.12) — Managing one's own time and the time of others.
  Coordination (imp:3.00 lvl:3.00) — Adjusting actions in relation to others' actions.
  Persuasion (imp:3.00 lvl:3.12) — Persuading others to change their minds or behavior.
  Instructing (imp:3.00 lvl:3.00) — Teaching others how to do something.
  Service Orientation (imp:3.00 lvl:3.25) — Actively looking for ways to help people.
  Negotiation (imp:2.88 lvl:3.00) — Bringing others together and trying to reconcile differences.
  Systems Analysis (imp:2.50 lvl:2.75) — Determining how a system should work and how changes in conditions, operations, 
  Systems Evaluation (imp:2.50 lvl:2.62) — Identifying measures or indicators of system performance and the actions needed 
  Management of Financial Resources (imp:2.12 lvl:1.25) — Determining how money will be spent to get the work done, and accounting for the
  Operations Analysis (imp:2.00 lvl:2.12) — Analyzing needs and product requirements to create a design.
  Management of Personnel Resources (imp:2.00 lvl:2.25) — Motivating, developing, and directing people as they work, identifying the best 
  Operations Monitoring (imp:1.88 lvl:1.62) — Watching gauges, dials, or other indicators to make sure a machine is working pr
  Technology Design (imp:1.75 lvl:0.75) — Generating or adapting equipment and technology to serve user needs.
  Programming (imp:1.75 lvl:1.12) — Writing computer programs for various purposes.
  Quality Control Analysis (imp:1.75 lvl:1.00) — Conducting tests and inspections of products, services, or processes to evaluate
  Troubleshooting (imp:1.50 lvl:0.62) — Determining causes of operating errors and deciding what to do about it.
  Management of Material Resources (imp:1.25 lvl:0.25) — Obtaining and seeing to the appropriate use of equipment, facilities, and materi
  Equipment Selection (imp:1.00) — Determining the kind of tools and equipment needed to do a job.
  Installation (imp:1.00) — Installing equipment, machines, wiring, or programs to meet specifications.
  Operation and Control (imp:1.00) — Controlling operations of equipment or systems.
  Equipment Maintenance (imp:1.00) — Performing routine maintenance on equipment and determining when and what kind o
  Repairing (imp:1.00) — Repairing machines or systems using the needed tools.

--- NATIONAL WAGES ---
  total_employment : 164,790
  annual_median    : $50,020
  annual_pct10     : $37,330
  annual_pct25     : $45,120
  annual_pct75     : $60,600
  annual_pct90     : $69,770
  annual_mean      : $52,520
  hourly_median    : $24.05

--- GEOGRAPHIC DISPERSION ---
  highest_state    : District of Columbia ($77,080)
  lowest_state     : Puerto Rico ($35,940)
  dispersion_ratio : 2.145x

--- TOP STATES BY WAGE (52 total) ---
  Finance and Insurance                    emp:  141,310  median: $  49,900
  Management of Companies and Enterprises  emp:    9,360  median: $  51,900
  Professional, Scientific, and Technical Services emp:    6,560  median: $  50,640
  Real Estate and Rental and Leasing       emp:    3,080  median: $  50,420
  Administrative and Support and Waste Management and Remediation Services emp:    1,860  median: $  47,840
  Educational Services                     emp:      860  median: $  37,190
  Construction                             emp:      570  median: $  60,510
  Retail Trade                             emp:      420  median: $  44,980
  Federal, State, and Local Government, excluding State and Local Government Schools and Hospitals and the U.S. Postal Service (OEWS Designation) emp:      230  median: $  44,230
  Health Care and Social Assistance        emp:      170  median: $  46,740

--- TOP INDUSTRIES BY EMPLOYMENT (12 total) ---
  Finance and Insurance                    emp:  141,310  median: $  49,900
  Management of Companies and Enterprises  emp:    9,360  median: $  51,900
  Professional, Scientific, and Technical Services emp:    6,560  median: $  50,640
  Real Estate and Rental and Leasing       emp:    3,080  median: $  50,420
  Administrative and Support and Waste Management and Remediation Services emp:    1,860  median: $  47,840
  Educational Services                     emp:      860  median: $  37,190
  Construction                             emp:      570  median: $  60,510
  Retail Trade                             emp:      420  median: $  44,980
  Federal, State, and Local Government, excluding State and Local Government Schools and Hospitals and the U.S. Postal Service (OEWS Designation) emp:      230  median: $  44,230
  Health Care and Social Assistance        emp:      170  median: $  46,740

exact_match_status : no_exact_match
matched_title      : N/A
match_score        : 0.0000
wikidata_qid       : N/A
word_count         : 0
wikipedia_url      : N/A
license            : CC BY-SA 4.0
fetched_at         : 2026-06-02T22:26:19.204725Z

--- SEMANTIC NEIGHBORS (5) ---

  Title: Women in the United States (similarity: 0.4074)
  URL: https://en.wikipedia.org/wiki/Women_in_the_United_States
  QID: Q17514041
  Extract: The legal status of women in the United States has advanced significantly over the past two centuries, but not yet equal to that of men in comparison to other high-income democracies.

  Title: Loan shark (similarity: 0.4737)
  URL: https://en.wikipedia.org/wiki/Loan_shark
  QID: Q1975715
  Extract: 
A loan shark is a person who offers loans at interest rates that are extremely high or illegal, has strict terms of collection, and generally operates outside the law, often using the threat of violence or other illegal, aggressive, and extortionate actions when seeking to enforce the satisfaction 

  Title: List of Young Sheldon episodes (similarity: 0.2414)
  URL: https://en.wikipedia.org/wiki/List_of_Young_Sheldon_episodes
  QID: Q50981266
  Extract: Young Sheldon is an American coming-of-age sitcom television series created by Chuck Lorre and Steven Molaro for CBS. The series is a spin-off prequel to The Big Bang Theory and chronicles the life of the character Sheldon Cooper as a child living with his family in East Texas. Iain Armitage stars a

  Title: Affordable Care Act (similarity: 0.2553)
  URL: https://en.wikipedia.org/wiki/Affordable_Care_Act
  QID: Q1414593
  Extract: The Affordable Care Act (ACA), formally the Patient Protection and Affordable Care Act (PPACA) and informally known as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Together with amendments m

  Title: List of Bewitched episodes (similarity: 0.3704)
  URL: https://en.wikipedia.org/wiki/List_of_Bewitched_episodes
  QID: Q2585021
  Extract: 



Bewitched is an American fantasy situation comedy originally broadcast for eight seasons on ABC from 1964 to 1972. 254 half-hour episodes were produced. The first 74 half-hour episodes were filmed in black-and-white for Seasons 1 and 2 ; the remaining 180 half-hour episodes were filmed in color.

model_pass1          : claude-sonnet-4-20250514
model_pass2          : claude-haiku-4-5-20251001
inference_confidence : high
confidence_notes     : Strong confidence based on comprehensive O*NET data covering tasks, skills, knowledge areas, and related occupations, plus detailed BLS wage and employment statistics.
inferred_at          : 2026-06-03T22:26:47.644544+00:00
tokens_input         : 4,570
tokens_output        : 4,240
cost_usd             : $0.044860
wikipedia_used       : False
wikipedia_title      : None
wikipedia_note       : No direct Wikipedia match found for this administrative role, with the closest semantic neighbor being 'Loan shark' which represents illegal lending practices rather than legitimate financial services work.

--- PROSE FIELDS ---

ROLE SUMMARY:
Loan Interviewers and Clerks serve as the front-line processors in lending operations, interviewing loan applicants to gather personal and financial information while verifying documentation accuracy. They prepare loan applications, investigate applicant backgrounds, and coordinate the flow of paperwork between departments to facilitate loan approvals and closings. These professionals act as customer-facing representatives who ensure compliance with lending standards while providing administrative support throughout the loan process.

DAY IN THE LIFE:
A typical day involves interviewing loan applicants in person or by phone to collect financial data and help complete applications. They spend significant time at computers verifying information accuracy, compiling closing documents like title abstracts and insurance forms, and maintaining detailed records of loan applications and disbursements. Much of their work involves coordinating with multiple parties - contacting customers about application status, submitting recommendations to underwriters, ordering required insurance policies, and preparing various legal documents and correspondence. They also handle payment collection and respond to customer inquiries about loan terms and transaction processes.

WHO THRIVES:
Individuals who excel in this role possess strong attention to detail and dependability, as accuracy in financial documentation is critical. They demonstrate excellent interpersonal skills for customer interviews and relationship building, combined with the analytical thinking needed to evaluate financial information and identify potential compliance issues. Successful loan clerks are comfortable with technology and administrative systems, can manage multiple tasks efficiently, and maintain composure when dealing with sensitive financial matters. Those who thrive typically enjoy structured work environments and take satisfaction in helping customers navigate complex financial processes.

CAREER ENTRY:
Most positions require a high school diploma (42.9% of workers) though many employers prefer candidates with bachelor's degrees (38.3%). Some roles accept post-secondary certificates in business or finance-related fields (12.1%). Entry-level candidates benefit from coursework in business, finance, or accounting, along with strong computer skills and customer service experience. Many employers provide on-the-job training covering lending regulations, company procedures, and specialized software systems.

CAREER TRAJECTORY:
Loan Interviewers and Clerks often advance to Loan Officer positions with additional experience and licensing, or specialize in areas like commercial lending or mortgage processing. Some transition to Credit Analyst roles requiring deeper financial analysis skills, while others move into supervisory positions overseeing loan processing departments. With additional education, professionals may advance to Credit Counselor positions or branch management roles within financial institutions.

MARKET INTELLIGENCE:
The occupation employs 164,790 workers nationwide with a median annual wage of $50,020, ranging from $37,330 to $69,770 according to BLS OEWS May 2025 data. Geographic variation is significant, with District of Columbia offering the highest wages at $77,080 compared to Puerto Rico at $35,940 - a 2.15x ratio. Employment is heavily concentrated in Finance and Insurance industries (141,310 workers), with smaller numbers in Management of Companies (9,360) and Professional Services (6,560). The role's medium preparation requirements (Job Zone 3) and strong technology integration suggest steady demand as lending operations continue to digitize while maintaining human oversight needs.

AUTOMATION OUTLOOK:
While routine data entry and document compilation tasks face moderate automation risk, the role's emphasis on customer interviews, relationship building, and complex problem-solving provides protection from displacement. The high importance of working with computers (4.9) and evaluating compliance (4.3) suggests continued human oversight will be needed for regulatory requirements and nuanced customer interactions.

--- REASONED EDGES ---
  [career_pathway] Loan Officers (13-2072.00) — confidence:high
    reasoning: Direct advancement path from clerk to officer roles, sharing lending industry knowledge and customer interaction skills.
    data: O*NET Primary-Short relationship
    data: Similar knowledge in Law and Government (3.4)
    data: Shared customer service skills
  [task_similarity] Credit Authorizers, Checkers, and Clerks (43-4041.00) — confidence:high
    reasoning: Both roles involve verifying financial information accuracy and evaluating compliance with standards.
    data: Primary-Short O*NET relationship
    data: Shared 'Evaluating Information to Determine Compliance' activity (4.3)
    data: Similar attention to detail requirements
  [skill_overlap] Credit Analysts (13-2041.00) — confidence:high
    reasoning: Strong overlap in critical thinking, mathematics knowledge, and financial information analysis capabilities.
    data: Critical Thinking skill (3.8)
    data: Mathematics knowledge (3.4)
    data: Primary-Short O*NET relationship
  [riasec_cluster] Bookkeeping, Accounting, and Auditing Clerks (43-3031.00) — confidence:medium
    reasoning: Both occupations exhibit high Conventional (C) orientation with administrative and detail-oriented work patterns.
    data: High Conventional RIASEC score (6.92)
    data: Shared administrative knowledge domain
    data: Similar attention to detail work styles
  [knowledge_overlap] New Accounts Clerks (43-4141.00) — confidence:medium
    reasoning: Significant overlap in customer service knowledge and administrative procedures for financial services.
    data: Customer and Personal Service knowledge (4.4)
    data: Administrative knowledge (3.7)
    data: Primary-Long O*NET relationship

--- NORMALIZER SIGNALS ---
  match_keywords   : ['loan interviewer', 'loan clerk', 'loan processor', 'closing coordinator', 'commercial loan processor', 'consumer loan processor', 'loan analyst', 'financial services specialist']
  exclude_keywords : ['loan officer', 'credit analyst', 'underwriter', 'mortgage broker', 'loan originator']
  title_patterns   : ['*loan*clerk*', '*loan*interviewer*', '*loan*processor*', '*closing*coordinator*', '*document*processor*']
  common_variations: ['closer', 'closing agent', 'disbursement clerk', 'document coordinator', 'credit clerk', 'financial specialist', 'loan assistant', 'licensed loan officer assistant']

total_terms    : 40
top_words      : ['tendency', 'others', 'loan', 'equipment', 'financial', 'principles', 'customers', 'applications', 'customer', 'includes', 'control', 'objects', 'ideas', 'personal', 'techniques', 'materials', 'body', 'computers', 'problems', 'needs']
source_layers  : onet_tasks | onet_dimensions | dwas | wikipedia | inference

TERM                    COUNT     FREQ  DOMINANT SOURCE      SOURCE BREAKDOWN
──────────────────────────────────────────────────────────────────────────────────────────
tendency                   42  0.01515  onet_dimensions      onet_dimensions:100%
others                     40  0.01443  onet_dimensions      onet_dimensions:95%  dwas:2%  inference:2%
loan                       27  0.00974  inference            inference:48%  onet_tasks:44%  wikipedia:7%
equipment                  23  0.00829  onet_dimensions      onet_dimensions:100%
financial                  21  0.00757  inference            inference:43%  dwas:38%  onet_dimensions:14%
principles                 16  0.00577  onet_dimensions      onet_dimensions:100%
customers                  13  0.00469  dwas                 dwas:38%  onet_tasks:23%  onet_dimensions:23%
applications               12  0.00433  onet_tasks           onet_tasks:42%  onet_dimensions:33%  inference:25%
customer                   12  0.00433  inference            inference:50%  onet_dimensions:33%  onet_tasks:17%
includes                   12  0.00433  onet_dimensions      onet_dimensions:100%
control                    12  0.00433  onet_dimensions      onet_dimensions:100%
objects                    12  0.00433  onet_dimensions      onet_dimensions:100%
ideas                      11  0.00397  onet_dimensions      onet_dimensions:100%
personal                   10  0.00361  onet_dimensions      onet_dimensions:60%  onet_tasks:20%  dwas:10%
techniques                 10  0.00361  onet_dimensions      onet_dimensions:100%
materials                  10  0.00361  onet_dimensions      onet_dimensions:100%
body                       10  0.00361  onet_dimensions      onet_dimensions:100%
computers                   9  0.00325  onet_dimensions      onet_dimensions:44%  onet_tasks:33%  inference:22%
problems                    9  0.00325  onet_dimensions      onet_dimensions:100%
needs                       9  0.00325  onet_dimensions      onet_dimensions:89%  inference:11%
procedures                  9  0.00325  onet_dimensions      onet_dimensions:89%  inference:11%
services                    9  0.00325  onet_dimensions      onet_dimensions:67%  inference:22%  dwas:11%
standards                   9  0.00325  onet_dimensions      onet_dimensions:89%  inference:11%
management                  9  0.00325  onet_dimensions      onet_dimensions:78%  inference:22%
human                       9  0.00325  onet_dimensions      onet_dimensions:78%  inference:22%
resources                   9  0.00325  onet_dimensions      onet_dimensions:100%
needed                      9  0.00325  onet_dimensions      onet_dimensions:78%  inference:22%
actions                     9  0.00325  onet_dimensions      onet_dimensions:89%  wikipedia:11%
quickly                     9  0.00325  onet_dimensions      onet_dimensions:100%
activities                  9  0.00325  onet_dimensions      onet_dimensions:100%
orientation                 9  0.00325  onet_dimensions      onet_dimensions:100%
documents                   8  0.00288  onet_tasks           onet_tasks:50%  inference:25%  onet_dimensions:12%
problem                     8  0.00288  onet_dimensions      onet_dimensions:88%  inference:12%
monitoring                  8  0.00288  onet_dimensions      onet_dimensions:100%
rules                       8  0.00288  onet_dimensions      onet_dimensions:100%
providing                   8  0.00288  onet_dimensions      onet_dimensions:88%  inference:12%
production                  8  0.00288  onet_dimensions      onet_dimensions:100%
operations                  8  0.00288  onet_dimensions      onet_dimensions:75%  inference:25%
events                      8  0.00288  onet_dimensions      onet_dimensions:100%
performing                  8  0.00288  onet_dimensions      onet_dimensions:100%